CONFORMING RATES (up to $417,000)     THIS WEEKS RATES         

30 Year Fixed                                                               5.50%                       

30 Year Fixed Interest Only (I.O.)                             6.125%                                

15 Year Fixed                                                               4.875%                                

5/1 ARM                                                                     5.25%                                  

5/1 ARM I.O.                                                             5.25%                                  

CONFORMING JUMBO RATES (from $417,001 to the maximum allowable per county)

30 Year Fixed                                                               6.125%                                

15 Year Fixed                                                               6.00%                                  

5/1 ARM                                                                      7.00% (2ptCost)                

5/1 ARM I.O.                                                              Coming Soon!!!

JUMBO RATES (from $417,000 to $650,000)

30 Year Fixed                                                               6.875%                                

30 Year Fixed I.O.                                                      7.125%                                

15 Year Fixed                                                               6.50%                                  

5/1 ARM                                                                      6.125%                        

5/1 ARM I.O.                                                              6.125% (2ptCost)              

CalHFA

35 Year Interest Only PLUS (Up to $450,000)           6.75%                                  

35 Year Interest Only PLUS (Above $450,000)          7.125%                                

40 Year Fixed                                                               6.875%                                

30 Year Fixed                                                               6.75%                                  

FHA

30 Year Fixed                                                               5.875%                                

30 Year Fixed “Jumbo”                                              6.125%                                

3/1 ARM                                                                     5.625%                                

5/1 ARM                                                                      6.50% (1.5pt Cost)            

10 Year Bond                                              3.41%                                  

*all rates have one point in cost and subject to change depending on the qualification of the borrower and periodic rate

changes.